/// Identity & Compliance Infrastructure

Verify Once.Enforce Everywhere.

Federated identity and compliance layer for tokenized finance. Cross-chain attestation propagation via LayerZero V2 across Solana, Ethereum, Arbitrum, Base, and Hyperliquid.

$16T+

Addressable Market

5+

Supported Chains

24/7

Compliance Enforcement

T+0

Settlement

/// The Problem

A $16 trillion market with fragmented identity infrastructure

[ 01 ]

Repeated KYC Across Every Platform

Investors must re-verify identity on every RWA platform, every blockchain. No portable compliance credentials exist today.

A user verified on Platform A must re-onboard on Platform B. Assets lose compliance context when they move. Institutions repeatedly verify the same entities.

5-7x

Average re-verifications per user

[ 02 ]

Fragmented Multi-Chain Identity

Verification on Ethereum doesn't transfer to Solana. Each chain requires separate compliance infrastructure — costly duplication.

Different enforcement semantics per chain. Bugs introduced during migrations. Inconsistent regulatory outcomes for the same asset.

100%

Duplication across chains

[ 03 ]

$274 Billion Annual Compliance Spend

Banks spend $30-500M/year on KYC alone. Traditional finance identity systems don't support blockchain rails.

Hard-coding compliance rules into application or contract logic makes change slow and risky. Code must be updated under regulatory pressure. Assets require retroactive fixes.

$274B

Annual TradFi compliance spend

[ 04 ]

No Cross-Chain RWA Standard

Each platform builds proprietary token standards. No interoperability for regulated securities across chains.

Counterparties cannot rely on opaque internal logic. Regulators require traceability: who decided, under what policy, and why.

0

Cross-chain RWA standards today

/// The Solution

Signum: The identity layer for tokenized assets

[ 01 ]

"Sign in with Signum"

OAuth2/OIDC identity provider for Web3. One verification, portable across all platforms and chains.

Standards-based authentication (OAuth2/OIDC)

Single verification, universal access

Returns proof of compliance — not personal data

Privacy-preserving by design

[ 02 ]

Multi-Chain Attestations

KYC, accreditation, and compliance credentials propagate automatically across Solana, Ethereum, Arbitrum, Base, and Hyperliquid via LayerZero V2.

LayerZero V2 OApp cross-chain attestation sync

Full-mesh chain topology — every chain messages every other

Revocable, expirable, and upgradable credentials

Policy updates propagate through Kafka event bus

[ 03 ]

Platform-Managed Wallets

PDA-based custody on Solana with Token 2022. Full issuer control with Transfer Hook compliance enforcement.

Program Derived Address (PDA) custody

Token 2022 Transfer Hook integration

Issuer-controlled compliance at protocol level

Zero additional latency

[ 04 ]

Signum Asset OFT

Cross-chain RWA framework built on LayerZero OFT standard with compliance-gated transfers, holder tracking, and regulation enforcement.

LayerZero OFT (Omnichain Fungible Token) standard

Compliance-gated _debit() and _credit() hooks

Per-asset regulation enforcement (RegD/RegS/RegA)

vLEI integration for institutional identity

/// Identity to Asset Flow

One Identity. Every Chain. All Assets.

Individuals and institutions create verified identities, access compliant RWA marketplaces, and seamlessly transact across chains.

01Identity

Create Verified Identity

Users and institutions complete KYC/AML through Signum. A single verification creates a portable compliance credential.

Individual KYC
Institutional onboarding
Accreditation verification
vLEI integration
02Attestation

Issue On-Chain Attestations

Compliance credentials are issued as on-chain attestations and propagated across all supported chains via LayerZero V2 messaging.

LayerZero V2 cross-chain sync
Full-mesh chain propagation
Revocable & expirable
Privacy-preserving
03Access

Access Compliant Markets

Verified identities unlock access to tokenized RWA marketplaces. Compliance travels with the identity, not the platform.

RWA marketplace access
Cross-platform portability
Real-time eligibility
Institutional-grade
04Enforce

Enforce at Transfer

Transfer hooks validate compliance before every transaction. Non-compliant transfers are rejected atomically at the protocol level.

Transfer Hook enforcement
Atomic verification
Zero latency overhead
Jurisdiction-aware

Supported Networks

Attestations propagate via LayerZero V2 messaging

SolanaLive
EthereumLive
ArbitrumLive
BaseLive
HyperliquidPlanned

/// Compliance Enforcement

Assets Protected at the Protocol Level

SignumComplianceOApp and Transfer Hooks enforce compliance before every transaction. Unverified users, restricted jurisdictions, and non-compliant transfers are automatically blocked on-chain via LayerZero V2.

Unverified Identity

KYC attestation missing or expired

Jurisdiction Restricted

Asset not available in user's region

Accreditation Required

Investor class below asset threshold

AML Flag Detected

Transaction blocked by compliance

Transfer Hook Execution Flow

01

Transfer Initiated

tx.submit()

02

Hook Invoked

transferHook.verify()

03

Attestation Check

identityOApp.hasValidAttestation()

04

Policy Evaluation

complianceOApp.checkCompliance()

Result

→ APPROVED | REJECTED

Approved

Identity verified, jurisdiction allowed, asset eligible

Rejected

Transfer blocked — attestation missing or policy violated

100%

On-chain Enforcement

<50ms

Verification Latency

24/7

Real-time Monitoring

195+

Jurisdiction Support

/// Pre-Transfer Verification

Every Transfer. Verified Before Execution.

Transfer hooks validate compliance attestations in real-time. Non-compliant transactions are rejected at the protocol level.

approved
wallet-a
wallet-c
Treasury Bond
$250,000
KYC verified, jurisdiction allowed
rejected
wallet-b
wallet-d
Real Estate LP
$1,200,000
Unverified identity — KYC attestation missing
approved
inst-1
inst-2
Private Credit
$5,000,000
Institutional accreditation verified
rejected
wallet-a
inst-2
Equity Token
$800,000
Jurisdiction restricted — asset not available in region
approved
inst-3
wallet-a
Carbon Credit
$150,000
Accredited investor, compliant transfer
approved
wallet-c
inst-1
Stablecoin
$2,400,000
KYC + AML verified, policy compliant

0ms

Added Latency

100%

On-chain Coverage

Atomic

Enforcement

/// Why Signum Exists

Unified Compliance
for a fragmented world.

01

Compliance is siloed, but regulated finance is networked

What breaks

A user verified on Platform A must re-onboard on Platform B. Assets lose compliance context when they move.

Why Signum

Identity is verified once. Compliance is expressed as portable attestations. Assets enforce eligibility regardless of venue.

This is the same structural problem OAuth solved for authentication — applied to regulated execution.
02

Internal compliance logic does not scale across counterparties

What breaks

A platform can assert "This user is compliant" — but that assertion holds only while assets are single-issuer and settlement stays internal.

Why Signum

Compliance decisions are issued by a neutral authority. Enforcement rules are deterministic and inspectable.

Signum replaces implicit trust with verifiable policy.
03

Enforcement fragments across chains

What breaks

Most platforms implement compliance once for a primary chain, then again — differently — for every additional chain.

Why Signum

A single compliance model powered by LayerZero V2 OApp messaging. Chain-specific adapters. Identical eligibility rules everywhere.

This is infrastructure leverage — not feature work.
04

Compliance logic hard-codes regulation that is guaranteed to change

What breaks

Hard-coding rules into application or contract logic makes change slow and risky. Errors carry legal consequences.

Why Signum

Attestations are revocable, expirable, and upgradable. Policy updates propagate through events. Assets respond automatically.

Compliance shifts from static code to dynamic policy.
Core Principle

“If Signum ever becomes optional at execution time, it has lost its reason to exist.”

/// Who Signum Is For

Built for infrastructure platforms.
Benefiting the entire ecosystem.

Primary Customers

01

Tokenization Platforms

Infrastructure distributing regulated assets that need compliance to be deterministic, enforceable, and composable.

e.g. AVKI
02

RWA Issuance Systems

Platforms managing the lifecycle of real-world asset tokens — from minting to secondary trading.

Issuance & lifecycle
03

Settlement & Clearing

Regulated settlement layers requiring verified counterparty identity before atomic settlement.

Institutional rails
04

Custody & Asset Rails

Institutional custody providers needing chain-level compliance enforcement for asset movements.

Multi-chain custody

Downstream Beneficiaries

Signum sells to platforms, not directly to retail users or banks. These entities benefit indirectly.

Banks
Broker-dealers
Asset issuers
End users (investors, institutions)

Emerging Use Cases

Domains where policy-gated execution is becoming necessary — Signum will expand here once the RWA foundation is proven.

Regulated stablecoins and payment rails
Permissioned / institutional DeFi
Cross-platform identity for financial infrastructure
Delegated authority for automated or agent-driven finance